a) Compulsory Deposit (CD) - 8%
b) Fixed Deposits (FD)
i) 31 Days to less than 6 months - 4%
ii) 6 months and above but less than 1 year - 7%
c) Recurring Deposits
| Scheme | Period | Interest Rate |
| SRD-I | SRD-I One year | 8% |
| SRD-II | Two years | 9% |
d) Saving Deposit A/c. (SDA) 4%
e) Loans:
I) ALL LOAN EXECPT GOLD AND RD LOAN - 10%
ii) GOLD LOAN 6 % FOR 6 MONTHS UP TO RS. 19500/- and 10% FOR 1 YEAR (NO LIMIT). RD LOAN +2% AGAINST DEPOSIT RATE
f) Penal Interest on Loans - 3%
g) Penal interest on CD - Rs. 12/- (include GST 18%) P.M
h) Penal interest on SRDS /MDS - Rs24/- (include GST 18%)per Rs. 1000/- P.M.
COST OF STATIONERY CHARGES
a) Membership Form - Rs. 12/- (include GST 18%)
b) Ordinary Loan Application Form - Rs. 59/- (includeGST 18%)
c) Consumer/Vehicle/Housing/Property Loan Forms - Rs. 59/- (include GST 18%)
a) Service charges on gold loan Rs. 118/-(include GST 18%)
c) Loan renewal charges 1% of existing loan +(18% GST on 1% Renewal Charge)
d) Processing charges for Housing/Property Loan Rs. 590/- (include GST 18%)
e) Processing Charges for Consumer/Vehicle Loan Rs. 354/-(include GST 18%)
f) Administration Charges for Housing/Property/Consumer/Vehicle Loan 2% (Min.5000/-)+(18% GST)
h) Admission Fee-at the time of enrollment Rs. 590/-(include GST 18%)
I) Transfer Fee-at the time of resignation only Rs.354/-(include GST 18%)
j) Pay-order/Draft service charges Rs. 236/-(include GST 18%)
k) Duplicate I card Rs.118/-(include GST 18%)
l) Duplicate Pass Book Rs. 59/-(include GST 18%)
m) Arbitration filing charges Rs. 1,180/-(include GST 18%)
n) Arbitration/execution charges 10.5%+(18% GST)
o) Notice charges-Ordinary post Rs. 236/-(include GST 18%) per case
p) Notice charges-Regd./Courier Rs.472/-(include GST 18%)per case
q) Cheque Dishonour charges Rs. 236/-(include GST 18%)per case
r) Arbitration Notice Rs. 708/-(include GST 18%)
s) Library penalty after 60 days-per book Rs.24/-(include GST 18%)per month